1. Who we are
Loan Policy operates the website loanpolicy.online as an independent informational and referral website. We provide general educational content about loans and may link visitors to independent third-party providers. We do not directly issue loans or make lending decisions.
2. Information we may collect
- Information you voluntarily submit, such as your name, email address, telephone number, or enquiry details.
- Technical data such as IP address, browser type, device type, pages visited, referring URL, approximate location, and timestamps.
- Cookie and analytics data used to understand performance, prevent abuse, and improve the website.
3. How we use information
- To operate, secure, troubleshoot, and improve the website.
- To respond to enquiries and provide requested information.
- To measure advertising and website performance.
- To comply with legal obligations, investigate misuse, and protect our rights.
- Where clearly disclosed and legally permitted, to connect a visitor with an independent provider after the visitor takes an affirmative action.
4. Financial and sensitive information
Do not submit passwords, PINs, OTPs, full card details, CVV numbers, or internet-banking credentials through this website. Unless a secure and lawful application flow is expressly provided, you should also avoid submitting identity documents, bank statements, or other highly sensitive financial information.
5. Cookies and analytics
We may use essential cookies and, subject to applicable consent requirements, analytics or advertising technologies such as Google Analytics and Google Ads. These technologies may store or access information on your device. Where required, a consent banner should be implemented before non-essential cookies are activated.
6. Advertising and third-party links
Some links may be advertising, referral, or affiliate links. When you click a clearly labelled external link, you leave Loan Policy. The third party will process information under its own privacy policy and terms. We do not control third-party websites.
7. Sharing of information
We may share limited information with hosting, analytics, security, customer-support, and advertising service providers that process data on our behalf. We may also disclose information where required by law or to protect users, the public, or our legal rights. We do not claim to sell personal data unless that practice is expressly disclosed and a lawful choice mechanism is provided.
8. Data retention and security
We retain personal information only for as long as reasonably necessary for the purposes described above, subject to legal requirements. We use reasonable administrative and technical safeguards, but no internet transmission or storage system can be guaranteed to be completely secure.
9. Your choices and rights
Depending on applicable law, you may request access, correction, deletion, restriction, or withdrawal of consent. You may also control cookies through browser settings or a consent tool. To submit a privacy request, email support@loanpolicy.online.
10. Children
This website is not intended for children under 18, and we do not knowingly collect personal information from children.
11. Changes
We may update this policy when our services, technology, or legal obligations change. The revised date will appear at the top of this page.
12. Contact
Privacy enquiries may be sent to support@loanpolicy.online. Add the operator's full legal name and postal address here before launch.